The cost of teen auto insurance is at least twice that of an adult above 25 years. That’s a problem if you have one or two teens. If you’re worried about the cost of insuring your teenager, here’s good news. The following tips should help you save a lot…

1) This one works before buying a car. Make sure you find out the car’s grouping. There are cars that cost a lot more to insure. Generally, sports cars and cars with big engines cost a lot more to insure. If you buy such a car for your teen, you’ll be raising what you pay on auto insurance by a great deal.

2) Check the crash and safety rating of the car. Apart from the fact that it will also lower your teen’s auto insurance premium, it will also keep your beloved child safer.

3) Encourage your teen to take lessons in defensive driving. This will reduce the risk associated with insuring him/her. Furthermore, they become better drivers too.

4) If your teen has good grades it will do you some good. Some insurance companies will lower their teen auto insurance for kids who have A’s and B’s.

5) Place your teen as the primary driver on the least expensive and/or the oldest car you have.

6) Get auto insurance quotes from at least three auto insurance quotes sites. I recommend getting your quotes from at least three sites because if you get quotes from only one site, you may miss out on offers they don’t present.

Chimezirim Chinecherem Odimba

I’m 19 and live in California and want to change to a different auto insurance company. I have had my drivers license for over a year and have a clean driving record. Does anyone have any suggestions of what insurance company company to look at? I feel like nationwide is ripping me off.

have you tried the yellow pages?.! That’s by far the best way I know

Discussion of the problem of teenage drinking and driving, made in cooperation with the Yale Center of Alcohol Studies. 3 college men, one doing no drinking, one drinking beer and one drinking heavily are studied. Results are compared to effects of equivalent amounts in rats. Depicts an accidents resulting from only casual drinking before driving. Shows rat experiments, teenagers drinking in bar and dancing, and alludes to death of one couple because of driving while intoxicated. Producer: Centron Corporation. Young drivers are a high-risk group, partially because they are young and just learning the rules, but that is not the only reason. Young drivers often think they are invincible; that the crashes caused by teenage drinking and driving reported on the news will never happen to them. According to the Insurance Institute for Highway Safety, the youngest drivers are less likely to drive after drinking, but are more likely to crash when they do, because of inexperience with both alcohol and driving and the combination of the two. In 2003, 27 percent of 16-20-year-old passenger vehicle drivers fatally injured in crashes had high BACs (0.08 percent or more). The percentage of high BACs was much lower among females (13 percent) than among males (33 percent), and also was lower among 16-17-year-old drivers (16 percent) than among 18-19-year-old (30 percent) or 20-year-old (35 percent) drivers. In many high schools, students come face to face with the effects of teenage drinking and driving, with presentations from groups like Mothers Against Drunk Driving (MADD), or Students Against Destructive Decisions (SADD). These education programs help to raise awareness. The federal government has taken steps in the past decade to bring attention to the issue, and there are consequences for young drivers charged with drinking and driving. In many states, a teenager will lose their license for a period of a year or longer if they are convicted of driving while intoxicated. On November 28, 1995, President Clinton signed legislation that included a provision forcing states to adopt and enforce a “zero tolerance” policy against teenage drinking and driving. Since that legislation’s inception, “zero tolerance” policies have been criticized, saying that such policies are unfair because they may unfairly punish an innocent teenager who may be driving an intoxicated friend home or because they are in the same area as a teen who has been drinking. It seems that zero tolerance policies may not be all bad however. According to the Insurance Institute for Highway Safety, studies of zero tolerance laws indicate they reduce crashes in [the 13-19] age group. A study of 12 states passing zero tolerance laws reported a 20 percent reduction in the proportion of fatal crashes that were single-vehicle nighttime events (crashes likely to involve alcohol impairment) among drivers ages 15-20. Alcohol and a teenage driver is a very dangerous combination, one that may be avoided through parental involvement and education. Keywords: Substance abuse: Alcohol; Car culture: Youth; Safety: Automotive; Alcoholism drinking colleges students men boys rats experiments laboratories safety accidents mourning grief. Alcohol Safety films Safety education Drunk driving Teenagers Bars Roadhouses Automobiles (accidents) Accidents (automobiles) Lawrence, Kansas (history and culture) Restaurants Rats Scientists Research Experiments Chemistry Danger Death Danger Lurks Safety. Creative Commons license: Public Domain.

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http://ezinearticles.com/?Teens-Not-Making-Enough-to-Pay-Car-Insurance&id=2842717
I have found an article with a great link that might help teens make some extra income to handle their own responsibilities.

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