Tag Archives: Individual Insurance
Why is it that health insurance rates are not based on gender whereas auto insurance rates are?
Au contraire .. females, whether child rearing age or not, are rated higher on individual health insurance policies. Even if maternity is not included as a coverage, the rates are higher. Females do get cheaper life insurance rates. Usually after age 30, males & females get the same auto rates. The higher rates are a … Continue reading
Has the economy effected the auto insurance rates for individual policies?
Insurance companies are trying to control their bottom line a little better due to the downturn of the stock market and the loss of investment income. They are now "tightening their belts" and actually UNDERWRITING new applications in an attempt to make money based on UNDERWRITING profits – and not just CASH FLOW investments. I … Continue reading