Tag Archives: Amp

Why is it that health insurance rates are not based on gender whereas auto insurance rates are?

Au contraire .. females, whether child rearing age or not, are rated higher on individual health insurance policies. Even if maternity is not included as a coverage, the rates are higher. Females do get cheaper life insurance rates. Usually after age 30, males & females get the same auto rates. The higher rates are a … Continue reading

What is a good website to compare auto insurance rates?

One good web site to compare auto insurance quotes online is InsureMe. InsureMe has helped millions of consumers shop online for their insurance since 1993. You just fill out one easy form to compare quotes. InsureMe gives you up to five lowest auto insurance quotes from leading auto insurance companies nationwide. You can compare quotes … Continue reading

What is REGULATION and DEREGULATION? And why does our government feel the need to regulate & deregulate banks?

I have a vague understanding of what regulation and deregulation is but just to make sure i fully understand it explain it to me in your own words…. and my next question is why does our government need to step in and regulate/deregulate banks etc etc?????…. How is this the job of the United States … Continue reading

How can I make copmlaints against Bajaj Auto Finance Ltd.?

I have got finance my bike. I have paid all EMIs. When I asked them NOC. They told me that they also had insured my bike without informing me so I have to pay Insurance premium also. Even I already renewing Insurence from United India Insurence. Why should I take dual Insurence. At last I … Continue reading

Which car do you think would be the best to sign for my 17 year old sisters to get?

I asked this question yesterday & did get a few good responses but, a few responses that didn’t quite fit due to apparently more information being needed. A few mentioned my sisters as "first time drivers". They are not. They have been driving since they were 13 (farm equipement @ my Uncle’s & my dad’s … Continue reading

How does bein married or single affect your auto insurance rates?

The rate charged by insurance companies is based upon actuarial data gathered from all the previous claims paid out. Among the factors are claims frequency & severity ($$s paid), driving history, age, gender, marital status and residence. Some companies also consider credit report , but usually only matters if really bad credit. Marital status only … Continue reading

Explain the rises in everything but pay in the US.?

Would you agree with this statement (include your financial class…lower, middle or upper class)? We are middle class. We bought our home almost 2 years ago & have almost $200,000 in equity…sure we can pull that equity with a higher payment or lower our payment risking negative amortization. Meanwhile, we pay over $300 a month … Continue reading

Will OBAMA, PELOSI, & REID continue to offer the same plan over & over again pretending they are compromising?

Do they represent the most radical extremists who ever controlled our nation’s policies? Why do they insist on their way or the high way? Why do they wish to do away with the private risk-sharing pools that allow most middle class families to pay for their own healthcare? Why not common sense improvements to those … Continue reading

Are auto insurance rates determined by credit score & not driving record?

I see a lot of people complain that they have a good driving record but bad credit & their insurance rates go up.. Is having good credit better then having a good driving record? They look at both the credit rating and the driving record as well as many other things. Each company has it’s … Continue reading