We were on the freeway when he suddenly drifted onto my lane and hit me. But he did not admit fault.
I could not avoid him because I didn’t see him. He was on my blind side and hit my rear quarter panel.
Despite what so many believe. Admitting or not admitting fault means absolutley nothing as to which insurance company pays or which doesn’t pay for damages after an accident. Fault is determined by the involved insurance companies based on police reports, wittness accounts, drivers statements and their own investigation. Simply being on the road makes it partially your fault. Perhaps that is why your rates went up. perhaps not. Your company paying anything out on your behalf could be a reason or a general rate increase that would have been assessed anyway could be another.