Nothing big, my car hit and cracked only the mirror on someone else’s left mirror car. But the thing is I don’t have full insurance coverage, only the basic.
The way I was told on how coverages are determined is if you in at fault accident, and the damages to the other persons veh, or property is above 1,000 dollars your rates may go up.. If there below that your rates should stay the same… Now if you in a dozen or so accidents that the damages are less then a 1,000 then they may still go up.. Also if your in an accident, and not at fault the damages could be 5,000 dollars to your veh, and your rates should stay the same.. But it does have a lot to do with what state you live in, and what company you have….