Is it fair that auto insurance rates are more expensive for males under 18 than females?

I have to do this stupid report for school and i cannot for the life of me find info. Please help me!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

It has been for years that boys have higher rates then girls because boys are more heavy footed and more dangerous. Statistics show young males under 21 have more accidents and get more moving violations then young girls under 21.

Look up insurance rates how and why google it