Category Archives: auto insurance high risk

Germain Insurance Agency Inc – Minneapolis, MN

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What is Auto Insurance?

Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. Auto insurance provides property, liability and medical coverage: * Property coverage pays for … Continue reading

Driving Under the Influence of Adolescence

Liza Harmon, a high school student in Belmont, Mass., got her license as soon as she reached the legal age of 16. In high school, having your parents drive you around isn’t all that cool anymore, she explains. USA.gov has information for teen drivers http://www.usa.gov/Topics/Teens.shtml#vgn-driving-vgn The National Highway Transportation Safety Administration has safety resources for … Continue reading

Smart Black Box (converted to AVI)

The greatest risk while driving is the sheer unpredictability of events on the road. Smart Black Boxs original high resolution color camera (640×480, 30 FPS), Digital Video Recorder, GPS, and 3-axis G shock sensor, the Smart Black Box is as technologically sophisticated as it is practical. Smart Black Box offers to both commercial and private … Continue reading

More Older Drivers Involved in Intersection Fatalities

Forty percent of the fatal collisions of people 70 and older compared with 23 percent of fatal crashes of 35-54 year-olds, occur at intersections and involve other vehicles, according to a recently released study by the Insurance Institute for Highway Safety (IIHS). IIHS is a nonprofit scientific and educational organization dedicated to reducing deaths, injuries … Continue reading

If Sexual Discrimination is allowed with auto insurance companies, why isn’t Racial Discrimination allowed?

If statistics show that males are a high risk group and should be charged more for auto insurance, why aren’t their studies done on certain racial groups to determine which ones are riskier drivers? There are certain stereotypes that tend to ring true such as Asians being bad drivers. I’m half-asian and have seen this … Continue reading

Smart Black Box Demo 2

The greatest risk while driving is the sheer unpredictability of events on the road. Smart Black Boxs original high resolution color camera (640×480, 30 FPS), Digital Video Recorder, GPS, and 3-axis G shock sensor, the Smart Black Box is as technologically sophisticated as it is practical. Smart Black Box offers to both commercial and private … Continue reading

Auto Coverage Analyzer

Buying a car means taking a well thought out decision. However, sometimes taking a well-thought, wise decision gets difficult. This is even more so, when it involves a big investment decision like buying car and insuring it. One wrong decision and you might end up in a financial soup. Once you have already bought a … Continue reading

night crash

The greatest risk while driving is the sheer unpredictability of events on the road. Smart Black Boxs original high resolution color camera (640×480, 30 FPS), Digital Video Recorder, GPS, and 3-axis G shock sensor, the Smart Black Box is as technologically sophisticated as it is practical. Smart Black Box offers to both commercial and private … Continue reading