Back in October, the radiator in my car took a total crap. I cancelled my insurance policy, and I’ve been relying on my mom to drive me everywhere. They want 650 to replace it, labor included. Well, today I got a letter in the mail stating that I have 20 days to submit verification of auto insurance or my license will be suspended for 3 months, my car may be impounded and I’ll have to carry high risk insurance for 3 years!!! I absolutely cannot believe this! I have a clean driving record, and I have NEVER driven without insurance. I’ve done absolutely nothing wrong. The letter says to go online to the ohio bmv site for more information, but it was everything listed in the letter, nothing more. It is illigal to drive without insurance, NOT to OWN a BROKEN car with a cancelled POLICY! There seems to be nothing I can do but lose EVERYTHING. There is a hearing you can request, but only to dispute whether or not your vehicle was covered on the specified date. The date listed on my letter is December 20th, 2009. The hearing information states that requesting a hearing will not prevent the consequences of failing to provide proof of insurance coverage on the specified date. What should I do!!!??? I can’t believe all of these horrible things are going to happen to me when I havent violated ANY laws!!!!!
I was under the impression that the paper I signed when I register my vehicle stated that I understand that it is illigal to drive without insurance, and that I agree not to do so. The mailing my plates in makes no sense to me. I’m planning on repairing my car EVENTUALLY. My car is not on the road, its on my property.
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